Contractor Nightmare #7:

Irrigation Line Strike Claim

-One Broken Irrigation Line Can Become Thousands in Property Damage-

A landscaping contractor was performing routine excavation when the bucket struck an underground irrigation main. Within seconds, water began flooding the property, damaging landscaping, saturating retaining walls, and creating a stressful situation for both the contractor and the property owner.

When accidents happen, having insurance written specifically for landscaping contractors can make all the difference.

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Landscaping contractor accidentally strikes an underground irrigation line resulting in flooding and a General Liability insurance claim.

Irrigation Line Strike Claim

Coverage's Affected

✔ General Liability Insurance

✔ Products & Completed Operations

✔ Property Damage Claims

✔ Inland Marine / Contractor Equipment

✔ Commercial Umbrella Liability

What Happened?

A landscaping contractor accidentally struck an underground irrigation line while excavating. Water quickly flooded the property, damaging landscaping, hardscape features, and surrounding areas.

Why It Matters

Even a routine digging project can result in expensive third-party property damage. Properly written contractor insurance helps landscaping businesses manage these unexpected risks.

How JC Family Insurance Helps

We help landscaping contractors review liability exposures, identify coverage gaps, coordinate claims reporting, and make sure their insurance matches the work they actually perform.