Commercial Insurance for Transportation & Trucking Company's Built for How You Actually Work

Coverage for truckers, businesses, and transportation operations — tailored, compliant, and ready to scale.

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Serving Transportation Company's in Washington • Oregon • Idaho

Truckers & Specialty Transportation Insurance

Coverage for long-haul trucking, hotshot loads, transportation companies, fleet vehicle groups, and commercial auto operations with three or more vehicles.

Commercial Auto

(Trucking)

Primary liability coverage for owned, leased, and scheduled trucks used in commercial transportation operations.

Motor Truck

Cargo

Covers loss or damage to freight while in transit, including loading and unloading exposures.

Non-Trucking Liability

(Bobtail)

Liability coverage for owner-operators when the truck is used outside of dispatched business operations.

Trailer

Interchange

Covers damage to non-owned trailers while in your possession under a trailer interchange agreement.

Occupational

Accident

Alternative to workers’ compensation for owner-operators and independent contractors.

Physical

Damage

Covers repair or replacement of trucks and trailers due to collision, theft, fire, or vandalism.

General

Liability

Protection for non-auto bodily injury and property damage arising from business operations.

Fleet Insurance

Programs

Consolidated coverage solutions for transportation companies operating three or more vehicles.

Workers'

Compensation

Coverage for employee injuries, wage replacement, and employer liability for trucking operations.

Umbrella /

Excess Liabiliy

Additional liability limits above auto, general liability, and employers liability policies.

Commercial Auto

(Non-Trucking)

Coverage for business-owned vehicles used for non-regulated transportation, including service vehicles, sales fleets, and company cars not engaged in for-hire trucking.

Pollution /

Environment Liability (Hazmat)

Covers cleanup costs, third-party injury, property damage, and environmental harm from hazardous material spills or contamination events.

Testimonials

Transportation Insurance FAQ

Answers to Frequently Asked Questions

What insurance does a trucking company need?

Most trucking companies carry Auto Liability, Physical Damage, Cargo, General Liability, and sometimes Workers Compensation and Umbrella coverage.

What is Motor Carrier insurance?

Motor Carrier insurance is designed specifically for businesses that transport property for hire.

What is Cargo insurance?

Cargo insurance helps protect freight while it is being transported.

What is Physical Damage coverage?

Physical Damage covers your truck, tractor, trailer, or equipment for collision and other covered losses.

What is an MCS-90?

An MCS-90 is a federal endorsement required for certain interstate motor carriers.

What is an MCS-150?

The MCS-150 is a federal filing used by motor carriers to update registration and operational information.

Do owner-operators need trucking insurance?

Yes. Coverage requirements vary depending on whether the owner-operator is leased to a motor carrier or operating under their own authority.

What insurance is needed for hotshot trucking?

Hotshot operators often need Auto Liability, Cargo, Physical Damage, and General Liability coverage.

Can I insure a new trucking company?

Yes. We work with several markets that specialize in new ventures.

How quickly can I get a trucking insurance quote?

Many trucking quotes can be started the same day once driver and vehicle information is received.