Commercial Insurance Built for How You Actually Work
Coverage for contractors, businesses, and transportation operations — tailored, compliant, and ready to scale.
Contractor Insurance Solutions
Contractor Insurance Solutions
Insurance designed for licensed contractors, active jobsites, crews and project-based risk.
General
Liability
Protection against slip-and-fall, property damage, and lawsuits.
Commercial
Auto
Coverage for work trucks, vans, and business vehicles.
Workers’
Compensation
Employee injury, wage replacement, and employer protection.
Business Owner’s Policy (BOP)
Bundled liability and property coverage for small businesses.
Professional /
Contractor E&O
Protection against claims from design errors, plans, or professional advice.
Tools & Equipment
(Inland Marine)
Coverage for tools, machinery, and equipment used on and off jobsites.
Umbrella /
Excess Liability
Additional liability limits above your primary insurance policies.
Builders
Risk
Property and materials coverage during construction and renovation projects.
Professional & Business Insurance
Professional & Business Insurance
Coverage for professional services, office-based businesses, and growing companies with risk beyond the jobsite.
Professional /
Consultant E&O
Protection against claims arising from professional advice, services, errors, or omissions.
Business Owner’s Policy
(BOP)
Bundled general liability and property coverage for offices, storefronts, and small businesses.
General
Liability
Coverage for third-party bodily injury, property damage, and legal defense related to business operations.
Employment Practices Liability (EPLI)
Protection against employee-related claims such as wrongful termination, discrimination, and harassment.
Workers’
Compensation
Employee injury, wage replacement, and employer protection.
Commercial
Auto
Coverage for work vehicles, delivery vans, and other used business vehicles.
Cyber
Liability
Coverage for data breaches, cyberattacks, ransomware, and digital liability exposures.
Commercial Property /
Real Estate
Coverage for the building you own in case
of a fire, vandalism or other damages sustained
Truckers & Specialty Transportation Insurance
Truckers & Specialty Transportation Insurance
Coverage for long-haul trucking, hotshot loads, transportation companies, fleet vehicle groups, and commercial auto operations with three or more vehicles.
Commercial Auto
(Trucking)
Primary liability coverage for owned, leased, and scheduled trucks used in commercial transportation operations.
Motor Truck
Cargo
Covers loss or damage to freight while in transit, including loading and unloading exposures.
Non-Trucking Liability
(Bobtail)
Liability coverage for owner-operators when the truck is used outside of dispatched business operations.
Trailer
Interchange
Covers damage to non-owned trailers while in your possession under a trailer interchange agreement.
Occupational
Accident
Alternative to workers’ compensation for owner-operators and independent contractors.
Physical
Damage
Covers repair or replacement of trucks and trailers due to collision, theft, fire, or vandalism.
General
Liability
Protection for non-auto bodily injury and property damage arising from business operations.
Fleet Insurance
Programs
Consolidated coverage solutions for transportation companies operating three or more vehicles.
Workers'
Compensation
Coverage for employee injuries, wage replacement, and employer liability for trucking operations.
Umbrella /
Excess Liabiliy
Additional liability limits above auto, general liability, and employers liability policies.
Commercial Auto
(Non-Trucking)
Coverage for business-owned vehicles used for non-regulated transportation, including service vehicles, sales fleets, and company cars not engaged in for-hire trucking.
Pollution /
Environment Liability (Hazmat)
Covers cleanup costs, third-party injury, property damage, and environmental harm from hazardous material spills or contamination events.
Our Partner Insurance Providers
Insurance Markets & Industry Partners
Common Commercial Insurance Questions
Answers to frequently asked questions about commercial insurance.
What is business insurance?
Business insurance helps protect your company from financial losses caused by lawsuits, property damage, accidents, employee injuries, and other covered risks.
What's included in business insurance?
Coverage may include General Liability, Commercial Property, Business Owners Policies (BOP), Commercial Auto, Workers' Compensation, Cyber Liability, and other specialized protections.
Can I bundle multiple policies?
Yes. Many businesses qualify for a Business Owners Policy (BOP), which combines several coverages into one convenient package.
Do you provide business insurance in Washington?
Absolutely. We work with startups, growing businesses, and established companies across many industries.
Do you provide business insurance in Idaho?
Yes. We also work with businesses throughout Idaho.
Do small businesses need business insurance?
Yes. Even small businesses face liability risks, property losses, and contractual insurance requirements that make business insurance an important investment.
How much does business insurance cost?
Premiums vary based on your industry, payroll, revenue, location, claims history, and the coverage you choose.
Can you insure new businesses?
Absolutely. We regularly help startups and newly formed businesses secure insurance before opening their doors.
Do you provide business insurance in Oregon?
Yes. We proudly serve businesses throughout Washington.
Can you help me choose the right business insurance coverage?
Yes. Our licensed insurance advisors will review your business operations, industry, employees, property, vehicles, and contractual requirements to recommend the right combination of commercial insurance coverages. We'll explain your options and help you build a policy that protects your business today while supporting future growth.
Want to work with us?
Get contractor insurance, bonds, and certificates from a local team that understands how your business works.
