Commercial Insurance Built for Contractors

Insurance for Contractors in Washington, Oregon & Idaho

Fast quotes. Same-day certificates. Contractor Bonds.

General liability • Contractor bonds • Commercial auto • Workers compensation

Coverage from top commercial insurance carriers.

✔ Same-Day Certificates

✔ Instant Contractor Bonds

✔ Multiple Top Insurance Carriers

✔ Licensed Across the Pacific Northwest

Serving Contractors in Washington • Oregon • Idaho

Insurance Coverage Built for Contractors

Insurance designed for licensed contractors, active jobsites, crews and project-based risk.

General

Liability

Protection against slip-and-fall, property damage, and lawsuits.

Commercial

Auto

Coverage for work trucks, vans, and business vehicles.

Workers’

Compensation

Employee injury, wage replacement, and employer protection.

Business Owner’s Policy (BOP)

Bundled liability and property coverage for small businesses.

Professional /

Contractor E&O

Protection against claims from design errors, plans, or professional advice.

Tools & Equipment

(Inland Marine)

Coverage for tools, machinery, and equipment used on and off jobsites.

Umbrella /

Excess Liability

Additional liability limits above your primary insurance policies.

Builders

Risk

Property and materials coverage during construction and renovation projects.

Contractor Insurance for Nearly Every Construction Trade in WA, OR & ID

We provide insurance solutions for licensed contractors across the Pacific NW in nearly every construction trade.

Don't see your trade listed?

We insure nearly every licensed contractor in Washington, Oregon & Idaho.

Get a fast quote today.

Don't see your trade? We insure nearly every licensed construction trade in the Pacific NW - Serving All of Washington, Oregon & Idaho.

Need Proof of Insurance Today?

We issue same-day certificates of insurance for contractors across

Washington, Oregon and Idaho.

✔ General Contractors

✔ Subcontractors

✔ Licensed Trades

✔ Jobsite Requirements

Commercial Insurance Built for How You Actually Work

Coverage for contractors, businesses, and transportation operations — tailored, compliant, and ready to scale.

Professional & Business Insurance

Coverage for professional services, office-based businesses, and growing companies with risk beyond the jobsite.

Professional /

Consultant E&O

Protection against claims arising from professional advice, services, errors, or omissions.

Business Owner’s Policy

(BOP)

Bundled general liability and property coverage for offices, storefronts, and small businesses.

General

Liability

Coverage for third-party bodily injury, property damage, and legal defense related to business operations.

Employment Practices Liability (EPLI)

Protection against employee-related claims such as wrongful termination, discrimination, and harassment.

Workers’

Compensation

Employee injury, wage replacement, and employer protection.

Commercial

Auto

Coverage for work vehicles, delivery vans, and other used business vehicles.

Cyber

Liability

Coverage for data breaches, cyberattacks, ransomware, and digital liability exposures.

Commercial Property /

Real Estate

Coverage for the building you own in case

of a fire, vandalism or other damages sustained

Truckers & Specialty Transportation Insurance

Coverage for long-haul trucking, hotshot loads, transportation companies, fleet vehicle groups, and commercial auto operations with three or more vehicles.

Commercial Auto

(Trucking)

Primary liability coverage for owned, leased, and scheduled trucks used in commercial transportation operations.

Motor Truck

Cargo

Covers loss or damage to freight while in transit, including loading and unloading exposures.

Non-Trucking Liability

(Bobtail)

Liability coverage for owner-operators when the truck is used outside of dispatched business operations.

Trailer

Interchange

Covers damage to non-owned trailers while in your possession under a trailer interchange agreement.

Occupational

Accident

Alternative to workers’ compensation for owner-operators and independent contractors.

Physical

Damage

Covers repair or replacement of trucks and trailers due to collision, theft, fire, or vandalism.

General

Liability

Protection for non-auto bodily injury and property damage arising from business operations.

Fleet Insurance

Programs

Consolidated coverage solutions for transportation companies operating three or more vehicles.

Workers'

Compensation

Coverage for employee injuries, wage replacement, and employer liability for trucking operations.

Umbrella /

Excess Liabiliy

Additional liability limits above auto, general liability, and employers liability policies.

Commercial Auto

(Non-Trucking)

Coverage for business-owned vehicles used for non-regulated transportation, including service vehicles, sales fleets, and company cars not engaged in for-hire trucking.

Pollution /

Environment Liability (Hazmat)

Covers cleanup costs, third-party injury, property damage, and environmental harm from hazardous material spills or contamination events.

Our Partner Insurance Providers

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Testimonials

Common questions answered

Answers to Frequently Asked Questions

What types of businesses do you cover?

We cover a wide range of businesses—from sole proprietors and startups to established companies across industries like retail, construction, professional services, hospitality, and more. Whether you’re a freelancer or run a growing business with multiple employees, we can tailor coverage to fit your needs.

Can I get insurance for a new or recently launched business?

Absolutely. We work with new businesses all the time and can help you get the right coverage in place from day one.

How can I determine the right coverage for my business?

The right coverage depends on your industry, business size, location, and the specific risks you face. Start by identifying what you need to protect—such as property, employees, or client data—and then speak with one of our insurance advisors for a personalized assessment.

Do you offer help choosing the right policy?

Yes, we offer free consultations to help you understand your options. Our experts will walk you through risk factors and recommend coverage that fits your business and budget.

Do you provide ongoing support and policy updates?

Definitely. We know your needs can change over time, so our policies are designed to scale with your business. You can update your coverage as you add employees, locations, or new services.